Lumpsum Calculator

See what a one-time investment grows to, year by year, at a return you choose, and how much of the result is growth rather than the amount you put in.

What you put in

One amount, invested now and left alone.

Ten lakh

Invested once, at the start. Nothing is added later.

How long, and on what return

The two assumptions that decide what it becomes.

A long-run average. Real returns vary year to year, and a poor run early costs more than the same run later.

Your result

What it grows to

₹22.11 Lakhs

₹10 Lakhs left invested for 7 years at a steady 12% grows to ₹22.11 Lakhs — 2.2 times what you put in, with ₹12.11 Lakhs of that being return.

Today7 yrs
What you put in
₹10 Lakhs45.2%
Return
₹12.11 Lakhs54.8%
AssumptionsShow
Invested
once, at the start
Compounding
yearly
Added later
nothing
Returns
steady, year on year
Tax on gains
not deducted

A steady return is an illustration, not a forecast. Real returns arrive unevenly, and a poor run early in the term costs more than the same run late. Tax on gains is not deducted here.

Illustrative projection, not advice. Nothing you enter is stored.

Year-by-year ledgerShow
What was put in, what it earned and the closing balance for each year
YearInvestedGrowth this yearClosing value
Year 1₹10,00,000₹1,20,000₹11,20,000
Year 2₹10,00,000₹1,34,400₹12,54,400
Year 3₹10,00,000₹1,50,528₹14,04,928
Year 4₹10,00,000₹1,68,591₹15,73,519
Year 5₹10,00,000₹1,88,822₹17,62,342
Year 6₹10,00,000₹2,11,481₹19,73,823
Year 7₹10,00,000₹2,36,859₹22,10,681

Before you rely on these numbers

  • This is an illustrative tool, not investment advice and not a recommendation to buy or sell any security or product.
  • Every figure is a projection built on the assumptions shown, which you can change. Actual returns vary and can be negative.
  • Returns are assumed to be steady year on year. Real markets are not, and a poor sequence of returns close to your goal changes the outcome even when the average does not.
  • Figures are before tax, exit loads and fund charges, and assume every contribution is made on time.
  • Nothing you type is sent anywhere. The calculation runs entirely in your browser and nothing is stored.

Private beta

Join the waitlist

Invitations are opening in batches. Leave your details and we will send you the invite, once ready.

Your invitation will be sent to this address.

+91

This is required to fetch your financial data seamlessly.