Discovery Plan
Costs less than your morning coffee.
First month trial at ₹29 incl. GST
What you get
- Net Worth Dashboard
Assets, liabilities, one screen
- Risk Profile & Asset Allocation
Right mix for your comfort zone
- Portfolio Insights & Observations
Spot the gaps, overlaps, and blind spots
- Portfolio Suitability
Does your portfolio fit you?
- Wealth & Behaviour Analysis
Your money and your patterns, decoded
- Protection & Long Term Goals
Safety nets, retirement, and beyond
- Financial Wellness Score
Your money's real health check
For early access, email us on invite@time.money
Advisory Plan
We're building something thoughtful. Stay tuned.
Investment advice offered through SEBI Registered Investment Advisors
Be the first to know.
is a technology-powered investment advisor that monitors your portfolio, nudges you when it matters, and keeps you disciplined without the wealth manager price tag. Data-driven. Bias and conflict free. Always on.
Coming Soon
Frequently Asked Questions
Everything you need to know before you get started.
Pricing
time.money charges an extremely affordable subscription fee under Discovery Plan (opens in new tab) and Advisory Plan (opens in new tab), never a percentage of your assets under management.
Most wealth managers in India charge fees as a percentage of assets: the more you invest, the more you pay, regardless of the actual advice given. time.money's subscription model means your fee stays independent of your portfolio size or the products you hold.
Charging you directly, rather than earning commissions from AMCs or insurers, is what keeps our advice conflict-free under SEBI RIA (opens in new tab) regulations. It's the same reason a fee-only or subscription model is considered the more transparent standard in financial advisory.
Getting Started: Discovery Plan
The Discovery Plan is how time.money maps your financial starting point (your investing psyche, behaviour, risk profile, goals, and protection needs) before any advice is given. It's the foundation everything else on the platform builds on.
You register using your mobile number and email from the 'Get Started' link on the landing page. No password required. From there, the Discovery Plan begins mapping your financial picture.
time.money uses purpose-built tools to assess your investing psyche, behaviour, and risk profile as part of the Discovery Plan. The output helps you understand yourself as an investor, so your plan actually fits how you think and decide, not just your numbers.
Still have questions? Write to us at help@time.money
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