Holiday Savings Calculator

Work out what a trip will cost by the time you take it, and how much to save each month to pay for it without borrowing.

About the trip

Sets what it will cost by then, and how long your money has to grow.

Two lakh fifty thousand

Flights, stay and spending money, at today's prices.

Your money today

Rough numbers are fine. You can refine them later.

Ten thousand

Five thousand

Toward this trip, not everything you save.

Your result

What the trip will cost in 2 years, once travel prices have risen

In today's money

₹2.5 Lakhs

In 2028 rupees

₹3.14 Lakhs

Same amount — prices rise 12% a year, so rupees buy less by then.

Not there yet — ₹1.75 Lakhs short in 2 years.

Save this much more each month, on top of ₹5,000

₹6,829

Or keep saving as you are and go in 8 years.

What you will have by then
₹1.39 Lakhs44.3%
Gap to close
₹1.75 Lakhs55.7%
AssumptionsChange

A long-run average. Real returns vary year to year, and a poor run early costs more than the same run later.

Travel prices rise each yearinflation

How the projection is builtShow
Return assumed
6% a year
Monthly rate used
0.5%
Costs rise
12% a year
Contributions land
at the start of each month
Months to save
24

Illustrative projection, not advice. Nothing you enter is stored.

Before you rely on these numbers

  • This is an illustrative tool, not investment advice and not a recommendation to buy or sell any security or product.
  • Every figure is a projection built on the assumptions shown, which you can change. Actual returns vary and can be negative.
  • Returns are assumed to be steady year on year. Real markets are not, and a poor sequence of returns close to your goal changes the outcome even when the average does not.
  • Figures are before tax, exit loads and fund charges, and assume every contribution is made on time.
  • Nothing you type is sent anywhere. The calculation runs entirely in your browser and nothing is stored.

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