Education Goal Calculator

Work out what a degree or course will cost by the time it starts, once fees have risen, and how much to put aside every month to be ready for it.

About the course

Sets what it will cost by then, and how long your money has to grow.

Fifteen lakh

Total fees at today's prices, not per year.

Whole years, counted to the first fee payment.

Your money today

Rough numbers are fine. You can refine them later.

Two lakh

Ten thousand

Toward this goal, not everything you save.

Your result

What the course will cost in 7 years, once fees have risen

In today's money

₹15 Lakhs

In 2033 rupees

₹29.23 Lakhs

Same amount — prices rise 10% a year, so rupees buy less by then.

Not there yet — ₹11.42 Lakhs short in 7 years.

Save this much more each month, on top of ₹10,000

₹8,652

Or keep saving as you are and have it covered in 16 years.

What you will have by then
₹17.81 Lakhs60.9%
Gap to close
₹11.42 Lakhs39.1%
AssumptionsChange

A long-run average. Real returns vary year to year, and a poor run early costs more than the same run later.

Fees rise each yearinflation

How the projection is builtShow
Return assumed
12% a year
Monthly rate used
1%
Costs rise
10% a year
Contributions land
at the start of each month
Months to save
84

Illustrative projection, not advice. Nothing you enter is stored.

Before you rely on these numbers

  • This is an illustrative tool, not investment advice and not a recommendation to buy or sell any security or product.
  • Every figure is a projection built on the assumptions shown, which you can change. Actual returns vary and can be negative.
  • Returns are assumed to be steady year on year. Real markets are not, and a poor sequence of returns close to your goal changes the outcome even when the average does not.
  • Figures are before tax, exit loads and fund charges, and assume every contribution is made on time.
  • Nothing you type is sent anywhere. The calculation runs entirely in your browser and nothing is stored.

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