Car Purchase Goal Planner

Work out what a car will cost by the time you buy it, and how much you need to put aside every month to get there.

About the purchase

Sets what it will cost by then, and how long your money has to grow.

Twelve lakh

Whole years. This also sets how much risk the money can take.

Your money today

Rough numbers are fine. You can refine them later.

Two lakh

Five thousand

Toward this goal, not everything you save.

At most ₹1,00,000 a month — half of what you have saved for it.

Your result

What it will cost in 5 years, once prices have risen

In today's money

₹12 Lakhs

In 2031 rupees

₹16.06 Lakhs

Same amount — prices rise 6% a year, so rupees buy less by then.

Not there yet — ₹9.56 Lakhs short in 5 years.

Save this much more each month, on top of ₹5,000

₹13,189

Or keep saving as you are and buy it in 18 years.

What you will have by then
₹6.5 Lakhs40.5%
Gap to close
₹9.56 Lakhs59.5%
AssumptionsChange

Prices rise each yearinflation

How the projection is builtShow
Stocks and equity funds grow
12% a year
Debt and liquid funds grow
6% a year
At this distance
3 to 5 years — half the stated equity allocation
Equity actually used
25% of your money
Months to save
60

Illustrative projection, not advice. Nothing you enter is stored.

Before you rely on these numbers

  • This is an illustrative tool, not investment advice and not a recommendation to buy or sell any security or product.
  • Every figure is a projection built on the assumptions shown, which you can change. Actual returns vary and can be negative.
  • Returns are assumed to be steady year on year. Real markets are not, and a poor sequence of returns close to your goal changes the outcome even when the average does not.
  • Figures are before tax, exit loads and fund charges, and assume every contribution is made on time.
  • Nothing you type is sent anywhere. The calculation runs entirely in your browser and nothing is stored.

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