About you
Sets how long your money has to grow, and how long it has to last.
Plan to a comfortable age, running out is costlier than over-saving.
Your money today
Rough numbers are fine. You can refine them later.
Seventy-five thousand
Twenty lakh
FDs, mutual funds, stocks, PF.
Zero
Most people save 20-30% of what they spend.
Your result
Fill in the fields to see if you are on track.
What you will need at 55 to keep your lifestyle until 90
In today's money
₹2.06 Crs
In 2052 rupees
₹9.36 Crs
Same amount — prices rise 6% a year, so rupees buy less by then.
Not there yet — ₹6.82 Crs short at 55.
Save this much each month to get there
₹47,386
Or keep saving as you are and stop working at 74.
- What you will have by then
- ₹2.53 Crs27.1%
- Gap to close
- ₹6.82 Crs72.9%
AssumptionsChangeHide
Prices rise each yearinflation
How the projection is builtShowHide
- Stocks and equity funds grow
- 12% a year
- FDs, PF and debt funds grow
- 6% a year
- After you stop working
- a third of your equity moves to safer investments
- Years until you stop
- 26
- Years the money must last
- 35
Illustrative projection, not advice. Nothing you enter is stored.
Before you rely on these numbers
- This is an illustrative tool, not investment advice and not a recommendation to buy or sell any security or product.
- Every figure is a projection built on the assumptions shown, which you can change. Actual returns vary and can be negative.
- Returns are assumed to be steady year on year. Real markets are not, and a poor sequence of returns close to your goal changes the outcome even when the average does not.
- Figures are before tax, exit loads and fund charges, and assume every contribution is made on time.
- Nothing you type is sent anywhere. The calculation runs entirely in your browser and nothing is stored.
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